Individual income tax, every income type.

Residents pay progressive rates with a tax-free threshold of $18,200, plus a 2% Medicare levy. Rates and thresholds are legislated and change from time to time, so rather than quoting a table that may date, we calculate your position on the rates applying to your income year and show you the marginal rate that matters for your decisions.

If you're an Australian tax resident, yes — worldwide income is assessable, including foreign salary, rent, pensions and investment income. Foreign tax paid usually generates a foreign income tax offset, and tax treaties may alter the treatment. Australia also exchanges financial account information with over 100 jurisdictions, so undeclared foreign accounts are routinely identified.

It's an additional 1% to 1.5% of income for higher earners without an appropriate level of private hospital cover, applied on a tiered scale. Because it's income-tested, it can cost more than a basic hospital policy would have. We calculate both figures so the decision is arithmetic rather than opinion — but note it's assessed on the days you were uncovered, so it's a decision to make prospectively.

Yes, for individuals and complying super funds. Franked dividends are grossed up in your income and the attached credit is applied against your tax — and if it exceeds your liability, the excess is refunded. This is why retirees on low taxable incomes often receive refunds larger than any tax withheld.

You're generally taxed as a resident only for the part of the year you were a resident, with a pro-rated tax-free threshold, and non-resident rates for the balance. Residency turns on your circumstances rather than your visa label, and getting it wrong in either direction is costly — it's worth a proper conversation in your first year.